State Auto Insurance Review

Insurance is a contractual obligation under which the insuring party assumes some risk in exchange for the payment of a premium. The insurance contract specifies who is insured and for how long, what losses are covered, and exclusions. The insured person, or insured, is said to be indemnified for the losses that the policy covers. In many cases, an insurance company will pay a higher premium if it is likely that the insured will suffer less damage or loss as a result of the policy.


Besides liability insurance, State Auto also offers various optional extras through two different packages. The first, called Protection Plus, covers safety glass, which pays for glass breakage that is not the fault of the collision. The second package, called Bail Bonds, pays for bail bonds related to accidents. The third package, called Minor Violation Coverage, prevents surcharges on your vehicle’s insurance after a first traffic violation. If you are looking for affordable coverage for your vehicle, you may want to consider getting an online quote.

While State Auto doesn’t publish J.D. Power ratings, its customer reviews are generally positive. The company is ranked highly in claims handling and overall customer satisfaction. However, there are eight complaints against the company registered with the NAIC, which are mostly related to additional charges that were made on consumer statements. Despite its relatively low complaint rate, the company has a long history of providing insurance. Its financial strength rating with AM Best is A+, so it’s worth checking into.

State Auto also offers a wide range of options in terms of coverage. Their insurance policies come with extra features, including Safety Glass and Bail Bonds. The latter covers glass damage that is not the fault of the collision. It also provides the option to purchase Minor Violation Coverage, which helps prevent you from paying a surcharge for a first traffic violation. It also has a comprehensive coverage option, so you can be sure you’ll be adequately covered.

State Auto offers a variety of options for car insurance, with three major packages available to choose from. The Standard package is the least expensive and offers the most flexibility, while the Premier package includes additional benefits such as frozen food and golf cart rental coverage. The State Auto website also allows for online claims tracking. The company has a high AM Best rating, which is an indicator of a company’s financial strength. Its reputation for reliability is well-deserved.

State Auto offers a comprehensive policy with many added benefits. The Standard package is the most basic and inexpensive, but it does not cover the contents of a car. The Protection Plus package, for example, extends the coverage limits to cover a vehicle and its contents. Other options include earthquake coverage and volunteer wrongful acts. It is important to understand that the most common types of insurance policies are tailored to the needs of their customers. You should choose the best policy for your needs.

Leave a Reply

Your email address will not be published.